Change Currency for a PayPal Payment and Save Money

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For payments Paypal uses currency specified by the seller. By default, it converts the amount to be paid to the currency your card uses by PayPal’s exchange rate and fee. This can be a problem since PayPal does not always have a good rates, especially with cards like Revolut.

Good news is that Paypal allows you to transfer currency exchange to your card issuer.

In steps below, I will show you how to pay 2.11 USD for an item using GBP credit card attached to PayPal using card issuers conversion rate instead PayPal’s.

  1. Verify currency and exchange rate used by PayPal.

    PayPal - Payment Window
    PayPal – Payment Window

  2. To change currency click View currency conversion options

    PayPal - Payment Window
    PayPal – Payment Window

  3. Select currency you want to use for this purchase

    PayPal - Currency Window
    PayPal – Currency Window

  4. Confirm by clicking Pay in USD button

    PayPal - Currency Window
    PayPal – Currency Window

  5. Verify that the currency has changed.

    PayPal - Payment Window
    PayPal – Payment Window

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